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Which law governs your HOA and who licenses your vendors in every state

The act that governs associations, the body that licenses contractors and the pool regulator for all 51 jurisdictions, each linked to the code or the regulator.

  • Compliance
  • 12 min read
  • October 26, 2026

A community association answers to two layers of rules: the state's law for associations, and its own declaration and bylaws. This reference lists, for all 51 jurisdictions, the act that governs homeowner and condominium associations, who licenses the contractors an association hires, and who regulates community pools. Each entry links to the code or the regulator, so you can read the rule yourself.

This is a starting point, not legal advice. Statutes are amended, and your declaration and bylaws may impose stricter requirements than the state does. Verify against the current code and your association’s counsel before acting.

The law and the regulators in each state

State Homeowner and planned-community act Condominium act Contractor licensing Pool regulator
Alabama Alabama Homeowners’ Association Act, Ala. Code § 35-20-1 et seq. Alabama Uniform Condominium Act, Ala. Code § 35-8A-101 et seq. Alabama Licensing Board for General Contractors Alabama Department of Public Health
Alaska Alaska Uniform Common Interest Ownership Act, AS 34.08 None separate Alaska Division of Corporations, Business and Professional Licensing Alaska Department of Environmental Conservation
Arizona Arizona Planned Communities Act, A.R.S. § 33-1801 et seq. Arizona Condominium Act, A.R.S. § 33-1201 et seq. Arizona Registrar of Contractors Arizona county health departments, under state environmental rules
Arkansas Arkansas Horizontal Property Act, Ark. Code § 18-13-101 et seq. None separate Arkansas Contractors Licensing Board Arkansas Department of Health
California Davis-Stirling Common Interest Development Act, Cal. Civ. Code § 4000 et seq. None separate California Contractors State License Board California Department of Public Health and county environmental health departments
Colorado Colorado Common Interest Ownership Act, C.R.S. § 38-33.3-101 et seq. None separate City and county building departments, with state licensing through the Colorado Department of Regulatory Agencies for electricians and plumbers Colorado Department of Public Health and Environment
Connecticut Connecticut Common Interest Ownership Act, Conn. Gen. Stat. § 47-200 et seq. None separate Connecticut Department of Consumer Protection Connecticut Department of Public Health and local health districts
Delaware Delaware Uniform Common Interest Ownership Act, 25 Del. C. § 81-101 et seq. None separate Delaware Division of Professional Regulation, with business licensing through the Division of Revenue Delaware Division of Public Health
District of Columbia D.C. Condominium Act, D.C. Code § 42-1901.01 et seq. None separate D.C. Department of Licensing and Consumer Protection D.C. Department of Health
Florida Florida Homeowners’ Association Act, Fla. Stat. Ch. 720 Florida Condominium Act, Fla. Stat. Ch. 718 Florida Department of Business and Professional Regulation Florida Department of Health
Georgia Georgia Property Owners’ Association Act, O.C.G.A. § 44-3-220 et seq. Georgia Condominium Act, O.C.G.A. § 44-3-70 et seq. Georgia State Licensing Board for Residential and General Contractors Georgia Department of Public Health and county health departments
Hawaii Hawaii Planned Community Associations, HRS Ch. 421J Hawaii Condominium Property Act, HRS Ch. 514B Hawaii Contractors License Board Hawaii Department of Health
Idaho Idaho Homeowner’s Association Act, Idaho Code § 55-3201 et seq. Idaho Condominium Property Act, Idaho Code § 55-1501 et seq. Idaho Division of Occupational and Professional Licenses Idaho Department of Health and Welfare and district health departments
Illinois Illinois Common Interest Community Association Act, 765 ILCS 160 Illinois Condominium Property Act, 765 ILCS 605 Municipal licensing, with state roofing and plumbing licensure through Illinois agencies Illinois Department of Public Health
Indiana Indiana Homeowners Associations Act, Ind. Code § 32-25.5 Indiana Horizontal Property Law, Ind. Code § 32-25 City and county building departments Indiana Department of Health
Iowa Iowa Horizontal Property Act, Iowa Code Ch. 499B None separate Iowa Division of Labor Iowa Department of Health and Human Services
Kansas Kansas Uniform Common Interest Owners Bill of Rights Act, K.S.A. § 58-4601 et seq. None separate City and county building departments Kansas Department of Health and Environment
Kentucky Kentucky Condominium Act, KRS § 381.9101 et seq. None separate Kentucky Department of Housing, Buildings and Construction for the trades, with local general-contractor registration Kentucky Department for Public Health and local health departments
Louisiana Louisiana Homeowners Association Act, La. R.S. § 9:1141.1 et seq. Louisiana Condominium Act, La. R.S. § 9:1121.101 et seq. Louisiana State Licensing Board for Contractors Louisiana Department of Health
Maine Maine Condominium Act, 33 M.R.S. § 1601-101 et seq. None separate Maine Office of Professional and Occupational Regulation for the trades Maine Center for Disease Control and Prevention, Health Inspection Program
Maryland Maryland Homeowners Association Act, Md. Real Prop. § 11B-101 et seq. Maryland Condominium Act, Md. Real Prop. § 11-101 et seq. Maryland Home Improvement Commission Maryland Department of Health and county health departments
Massachusetts Massachusetts Condominium Act, M.G.L. c. 183A None separate Massachusetts Office of Public Safety and Inspections Massachusetts Department of Public Health and local boards of health
Michigan Michigan Condominium Act, MCL § 559.101 et seq. None separate Michigan Department of Licensing and Regulatory Affairs Michigan Department of Health and Human Services
Minnesota Minnesota Common Interest Ownership Act, Minn. Stat. Ch. 515B None separate Minnesota Department of Labor and Industry Minnesota Department of Health
Mississippi Mississippi Condominium Law, Miss. Code § 89-9-1 et seq. None separate Mississippi State Board of Contractors Mississippi State Department of Health
Missouri Missouri Uniform Condominium Act, Mo. Rev. Stat. Ch. 448 None separate City and county licensing authorities, including St. Louis and Kansas City Missouri Department of Health and Senior Services
Montana Montana Unit Ownership Act, MCA Title 70, Ch. 23 None separate Montana Department of Labor and Industry Montana Department of Public Health and Human Services
Nebraska Nebraska Condominium Act, Neb. Rev. Stat. § 76-825 et seq. None separate Nebraska Department of Labor Nebraska Department of Health and Human Services
Nevada Nevada Common-Interest Ownership Act, NRS Ch. 116 None separate Nevada State Contractors Board Southern Nevada Health District and other Nevada health districts
New Hampshire New Hampshire Condominium Act, RSA 356-B None separate New Hampshire trade licensing boards for electrical and plumbing work New Hampshire Department of Environmental Services
New Jersey Planned Real Estate Development Full Disclosure Act, N.J.S.A. § 45:22A-21 et seq. New Jersey Condominium Act, N.J.S.A. § 46:8B-1 et seq. New Jersey Division of Consumer Affairs New Jersey Department of Health and local health departments
New Mexico New Mexico Homeowner Association Act, NMSA § 47-16-1 et seq. New Mexico Condominium Act, NMSA § 47-7A-1 et seq. New Mexico Construction Industries Division New Mexico Environment Department
New York New York Condominium Act, N.Y. Real Prop. Law Art. 9-B None separate County and city consumer affairs agencies, including NYC and the Long Island counties New York State Department of Health and county health departments
North Carolina North Carolina Planned Community Act, N.C.G.S. Ch. 47F North Carolina Condominium Act, N.C.G.S. Ch. 47C North Carolina Licensing Board for General Contractors, with separate boards for landscape and irrigation contractors North Carolina Department of Health and Human Services and county health departments
North Dakota North Dakota Condominium Ownership Act, N.D.C.C. Ch. 47-04.1 None separate North Dakota Secretary of State North Dakota Department of Health and Human Services
Ohio Ohio Planned Community Law, ORC Ch. 5312 Ohio Condominium Property Act, ORC Ch. 5311 Ohio Construction Industry Licensing Board for specialty trades, with local general-contractor registration Ohio Department of Health and local health districts
Oklahoma Oklahoma Real Estate Development Act, Okla. Stat. tit. 60 § 851 et seq. None separate Oklahoma Construction Industries Board Oklahoma State Department of Health
Oregon Oregon Planned Community Act, ORS Ch. 94 Oregon Condominium Act, ORS Ch. 100 Oregon Construction Contractors Board, with the Landscape Contractors Board for landscape work Oregon Health Authority
Pennsylvania Pennsylvania Uniform Planned Community Act, 68 Pa.C.S. § 5101 et seq. Pennsylvania Uniform Condominium Act, 68 Pa.C.S. § 3101 et seq. Pennsylvania Office of Attorney General Pennsylvania Department of Environmental Protection and local health departments
Rhode Island Rhode Island Condominium Act, R.I. Gen. Laws § 34-36.1-1.01 et seq. None separate Rhode Island Contractors’ Registration and Licensing Board Rhode Island Department of Health
South Carolina South Carolina Homeowners Association Act, S.C. Code § 27-30-110 et seq. South Carolina Horizontal Property Act, S.C. Code § 27-31-10 et seq. South Carolina Department of Labor, Licensing and Regulation South Carolina Department of Environmental Services
South Dakota South Dakota Condominium Act, SDCL Ch. 43-15A None separate City building departments, with a state contractor excise tax license required for construction work South Dakota Department of Health
Tennessee Tennessee Condominium Act of 2008, T.C.A. § 66-27-201 et seq. None separate Tennessee Board for Licensing Contractors Tennessee Department of Health
Texas Texas Residential Property Owners Protection Act, Tex. Prop. Code Ch. 209 Texas Uniform Condominium Act, Tex. Prop. Code Ch. 82 Texas Department of Licensing and Regulation, with the Texas Commission on Environmental Quality licensing landscape irrigators Texas Department of State Health Services and local health departments
Utah Utah Community Association Act, Utah Code § 57-8a-101 et seq. Utah Condominium Ownership Act, Utah Code § 57-8-1 et seq. Utah Division of Professional Licensing Utah Department of Health and Human Services and local health departments
Vermont Vermont Common Interest Ownership Act, 27A V.S.A. § 1-101 et seq. None separate Vermont Office of Professional Regulation Vermont Department of Health
Virginia Virginia Property Owners’ Association Act, Va. Code § 55.1-1800 et seq. Virginia Condominium Act, Va. Code § 55.1-1900 et seq. Virginia Board for Contractors, Department of Professional and Occupational Regulation Virginia Department of Health and local health districts
Washington Washington Uniform Common Interest Ownership Act, RCW 64.90 None separate Washington State Department of Labor and Industries Washington State Department of Health and local health jurisdictions
West Virginia West Virginia Uniform Common Interest Ownership Act, W. Va. Code § 36B-1-101 et seq. None separate West Virginia Division of Labor, Contractor Licensing Board West Virginia Bureau for Public Health
Wisconsin Wisconsin Condominium Ownership Act, Wis. Stat. Ch. 703 None separate Wisconsin Department of Safety and Professional Services Wisconsin Department of Agriculture, Trade and Consumer Protection
Wyoming Wyoming Condominium Ownership Act, Wyo. Stat. § 34-20-101 et seq. None separate City and county building departments Wyoming Department of Agriculture, Consumer Health Services

Reserve, budget and bidding rules we can cite

Only where a rule could be cited with confidence is it listed. A state missing from this table has no entry here, which says nothing about whether it has such a rule.

State Citation What it governs
California Cal. Civ. Code § 5550 Requires a visual reserve study at least every three years, with an annual review of the reserve funding plan.
California Cal. Civ. Code § 5300 Requires an annual budget report distributed to members, including reserve funding disclosures.
Colorado C.R.S. § 38-33.3-209.5 Requires associations to adopt written responsible-governance policies, including a policy on reserve study preparation and funding.
Florida Fla. Stat. § 720.3055 Requires competitive bids for HOA contracts for products or services exceeding 10% of the association’s total annual budget.
Florida Fla. Stat. § 718.112(2)(f) Sets condominium reserve budgeting requirements, including reserves for deferred maintenance items.
Hawaii HRS § 514B-148 Requires condominium associations to conduct a reserve study and to base reserve funding on it.
Illinois 765 ILCS 605/9(c)(2) Directs condominium associations to provide for reasonable reserves for capital expenditures and deferred maintenance in the annual budget.
Maryland Md. Real Prop. § 11B-112.2 Requires HOAs to obtain a reserve study and to fund reserves in accordance with it, on the schedule set by statute.
Nevada NRS § 116.31152 Requires a reserve study at least every five years, with annual review of reserve adequacy.
Nevada NRS § 116.31086 Sets competitive bidding requirements for association contracts above statutory thresholds.
New Jersey N.J.S.A. § 52:27D-132.4 et seq. New Jersey’s structural inspection and reserve-study law requires periodic reserve studies and funding plans for qualifying associations.
Oregon ORS § 94.595 Requires planned community associations to establish a reserve account and to conduct and update a reserve study.
Texas Tex. Prop. Code § 209.0051 Requires open board meetings with notice for most POA business, which shapes how and when vendor contracts get approved.
Utah Utah Code § 57-8a-211 Requires community associations to conduct a reserve analysis and to review it on the statutory schedule.
Virginia Va. Code § 55.1-1826 Requires associations to conduct a reserve study at least every five years and to review reserve funding annually.
Washington RCW § 64.90.550 Requires a reserve study, updated on the statutory schedule, with disclosure of reserve funding in the annual budget.

How to use this

Start with the act for your kind of association, then read your own declaration and bylaws, which may ask for more than the state does. Before you hire, check the licensing authority for the trade, then confirm the company holds the license and a current certificate of insurance. Pool work adds the pool regulator.

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